TMWM

I started at £35,907.04 in 2019

Total left at October 2021 was £16000.54

I previously worked in banking for 13 years in various roles in personal banking, commercial banking and I qualified as a regulated financial advisor. I left the banking world when I had my daughter and wanted to try something new so completed a degree in Biology. Being a single parent, I thought the obvious choice was to go into teaching so I completed a teaching degree and started as a science teacher in 2020. I quickly realised it wasn’t for me and left in 2021.

I now work full time in a complaints department and am based at home. I have never been so happy in a job since I left banking and have no plans to leave this fabulous organisation I am working for. I have had a part time job on a Sunday as a self employed courier since August 2020 which I also really enjoy. I use the money earnt from this job as over payments on debt and if I have no childcare, I take my daughter with me. I rave about this job on my Instagram page every week being perfect for single parents or parents who may struggle to arrange childcare and find a job around school hours.

Over the last year (2021) I have been selling anything and everything to get rid of this debt and to declutter. The house is starting to look so much better and I feel lighter in my mind not having to look at piles of clutter everywhere.

This year I have tried matched betting, mystery shopping, surveys, music magpie and Ziffit to make some extra money this year and managed to make £5113.62 for 2021. Some I’ll carry on in 2022 and some I’ll leave behind.

I am currently working my way through all the finance books in the library and have some recommendations which you may want to look at. Always use the library to get books out before buying them. If they aren’t in the library you could always buy second hand before paying full price.

I set up this blog as a way to keep me accountable in my own financial journey and as a way to off load some of the emotional baggage which comes as part of the packet when paying off debt or dealing with finances.

But as my journey progresses, I see the future of The Money Wise Mum as a platform where I can combine my banking knowledge and teaching skills and offer help to others who are in the same predicament I was. You will find free resources throughout my blog, as well as posts that look at the highs and low on a debt payoff journey. You can also follow me on Instagram where I post daily.

Disclaimer: I no longer hold a Financial Advisor Regulation right now, so advice given in this blog is purely educational and based on ideas that have worked for me.